Do You Know Someone with Less Than Perfect Credit?
Why Is Our Service So Important?
|Are you being turned down for home loans, refinancing, automobiles, department store cards, or even gas cards?
Are you paying a higher interest rate than you should, or has your credit limit been lowered?
Are you tired and embarrassed by the constant calls from creditors and collection agencies harassing you?
Have you faced repossession or foreclosure?In today’s economic climate, a growing number of Americans suffer from negative ratings in their credit file including delinquent payments, judgments, collections, foreclosures and bankruptcies. Not only do these items prevent consumers from obtaining new credit when they need it most, clients may also face additional penalties such as increased interest rates on credit cards, higher late fees and over-limit fees, shorter grace periods and lowered credit limits.Most people with bad credit are not irresponsible, nor are they unwilling to pay their obligations. In fact, if you’re like most people, you probably maintained a good credit profile until an unforeseen circumstance like a layoff, medical problem, or divorce prevented you from making a few payments in a timely manner.The truth is that most people struggle long and hard to meet their obligations but the money coming in just doesn’t meet the bills going out. If the circumstances become serious enough, many people have been forced into foreclosure or to file for bankruptcy protection.More today than ever before, our increasingly tight credit market demands a high credit score. Why? Over three quarters of all lenders use credit scores when approving loans or credit. The importance of your credit score doesn’t end there. It’s also used to determine your interest rate, the amount of your down payment and the variety of mortgage types available to you if you’re buying a house, your ability to get a car loan, the premium on your auto or homeowner’s insurance, and even your ability to get a job. For example, some insurers are using low credit scores as indicators to identify individuals they believe are more likely to make claims against their insurance policies. These insurance companies maintain that there is a correlation between poor credit and filing multiple insurance claims. Last, but not least, if your credit score is on the low side, you’ll pay a higher interest rate on bank loans and credit cards, and may even see your credit limit decreased.
In a perfect world, we’re all in control of our own business. We control how much money we make, how much time we spend on the clock and how far we want to take the opportunity we have at hand. If you’re motivated and have the drive to achieve success, then we have the perfect career opportunity for you. Financial Education Services offers a range of services to meet the needs of various people throughout your community at all stages of life.Although we all come from different financial scenarios, we are all striving for stability and independence. Our array of products offer something for everyone, making them extremely sensible to purchase and marketable to sell. Not only will you be able to build financial achievements for yourself, but you’ll be doing so by helping others where they need it the most.
Join Our Team Today!!!